.credere-guide-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 22px;
}

.credere-guide-meta span {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 7px 12px;
  border: 1px solid var(--credere-line);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.82);
  color: var(--credere-muted);
  font-size: 12px;
  font-weight: 800;
}

.credere-guide-callout {
  margin-top: 24px;
  padding: 20px 22px;
  border: 1px solid rgba(0, 119, 168, 0.28);
  border-left: 5px solid var(--credere-accessible-blue);
  border-radius: 12px;
  background: #eef8fc;
  color: var(--credere-heading);
  font-size: 16px;
  line-height: 1.7;
}

.credere-guide-callout strong {
  color: var(--credere-heading);
}

.credere-guide-toc {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
  margin-top: 22px;
}

.credere-guide-toc a {
  display: flex;
  min-height: 68px;
  align-items: center;
  padding: 14px 16px;
  border: 1px solid var(--credere-line);
  border-radius: 12px;
  background: #ffffff;
  color: var(--credere-heading);
  font-size: 14px;
  font-weight: 800;
  line-height: 1.45;
  text-decoration: none;
}

.credere-guide-toc a:hover,
.credere-guide-toc a:focus-visible {
  border-color: var(--credere-accessible-blue);
  color: var(--credere-accessible-blue);
}

.credere-guide-steps {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-top: 22px;
  padding: 0;
  list-style: none;
  counter-reset: guide-step;
}

.credere-guide-steps li {
  position: relative;
  min-height: 180px;
  padding: 58px 22px 22px;
  border: 1px solid var(--credere-line);
  border-radius: 14px;
  background: #ffffff;
  box-shadow: 0 14px 34px rgba(15, 23, 42, 0.05);
  counter-increment: guide-step;
}

.credere-guide-steps li::before {
  content: counter(guide-step);
  position: absolute;
  top: 18px;
  left: 22px;
  display: grid;
  width: 30px;
  height: 30px;
  place-items: center;
  border-radius: 50%;
  background: var(--credere-accessible-blue);
  color: #ffffff;
  font-size: 14px;
  font-weight: 900;
}

.credere-guide-steps strong {
  display: block;
  margin-bottom: 8px;
  color: var(--credere-heading);
  font-size: 17px;
}

.credere-guide-table-wrap {
  margin-top: 22px;
  overflow-x: auto;
  border: 1px solid var(--credere-line);
  border-radius: 14px;
  background: #ffffff;
  box-shadow: 0 14px 34px rgba(15, 23, 42, 0.05);
}

.credere-guide-table {
  width: 100%;
  min-width: 720px;
  border-collapse: collapse;
}

.credere-guide-table th,
.credere-guide-table td {
  padding: 15px 16px;
  border-bottom: 1px solid var(--credere-line);
  color: var(--credere-muted);
  font-size: 14px;
  line-height: 1.55;
  text-align: left;
  vertical-align: top;
}

.credere-guide-table th {
  background: #103f52;
  color: #ffffff;
  font-size: 13px;
  letter-spacing: 0.02em;
}

.credere-guide-table tbody tr:last-child td {
  border-bottom: 0;
}

.credere-guide-checklist {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px 20px;
  margin: 22px 0 0;
  padding: 0;
  list-style: none;
}

.credere-guide-checklist li {
  position: relative;
  padding: 15px 16px 15px 46px;
  border: 1px solid var(--credere-line);
  border-radius: 12px;
  background: #ffffff;
}

.credere-guide-checklist li::before {
  content: "✓";
  position: absolute;
  top: 14px;
  left: 16px;
  color: var(--credere-accessible-blue);
  font-weight: 900;
}

.credere-guide-sources {
  margin-top: 20px;
  padding-left: 22px;
}

.credere-guide-sources li {
  margin-top: 10px;
}

.credere-guide-sources a {
  color: var(--credere-accessible-blue);
  font-weight: 700;
}

.credere-guide-download {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 1.1fr);
  gap: 24px;
  align-items: stretch;
  max-width: 1120px;
  margin: 24px auto 0;
  padding: 44px 24px;
}

.credere-guide-download__copy,
.credere-guide-download .credere-seo-form {
  padding: 28px;
  border: 1px solid var(--credere-line);
  border-radius: 16px;
  background: #ffffff;
  box-shadow: 0 18px 42px rgba(15, 23, 42, 0.07);
}

.credere-guide-download__copy {
  background:
    radial-gradient(circle at 100% 0%, rgba(0, 175, 240, 0.16), transparent 34%),
    #103f52;
}

.credere-guide-download__copy h2,
.credere-guide-download__copy p,
.credere-guide-download__copy li {
  color: #ffffff;
}

.credere-guide-download__copy h2 {
  margin: 12px 0 16px;
  font-size: clamp(28px, 3.6vw, 42px);
  line-height: 1.08;
}

.credere-guide-download__copy p,
.credere-guide-download__copy li {
  font-size: 16px;
  line-height: 1.75;
}

.credere-guide-download__copy ul {
  margin: 18px 0 0;
  padding-left: 20px;
}

.credere-guide-download .credere-seo-form {
  align-self: stretch;
}

.credere-guide-download .credere-seo-form h3 {
  margin: 0 0 8px;
  color: var(--credere-heading);
  font-size: 24px;
}

.credere-guide-download .credere-seo-form > p {
  margin: 0 0 18px;
  color: var(--credere-muted);
  font-size: 14px;
  line-height: 1.6;
}

.credere-resource-download {
  display: inline-flex;
  min-height: 48px;
  align-items: center;
  justify-content: center;
  margin-top: 16px;
  padding: 12px 18px;
  border-radius: 8px;
  background: #ffffff;
  color: var(--credere-accessible-blue-dark);
  font-weight: 900;
  text-decoration: none;
}

.credere-resource-download:hover,
.credere-resource-download:focus-visible {
  background: #eaf6fb;
}

.credere-guide-disclaimer {
  margin-top: 20px;
  padding: 17px 20px;
  border-radius: 12px;
  background: #fff8e8;
  color: #5c4a1e;
  font-size: 14px;
  line-height: 1.65;
}

.credere-lite-links a[aria-current="page"],
.credere-lite-links a[aria-current="location"] {
  color: var(--credere-accessible-blue);
}

.credere-guide-meta a {
  color: inherit;
  font-weight: 900;
}

.credere-resource-featured,
.credere-resource-standards,
.credere-resource-alert-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin-top: 24px;
}

.credere-resource-featured__card,
.credere-resource-standards article,
.credere-resource-alert-grid article {
  padding: 26px;
  border: 1px solid var(--credere-line);
  border-radius: 16px;
  background: #ffffff;
  box-shadow: 0 16px 38px rgba(15, 23, 42, 0.06);
}

.credere-resource-featured__card {
  display: flex;
  flex-direction: column;
  min-height: 310px;
}

.credere-resource-featured__card h3 {
  margin: 14px 0 12px;
  font-size: clamp(23px, 3vw, 31px);
  line-height: 1.16;
}

.credere-resource-featured__card h3 a {
  color: var(--credere-heading);
  text-decoration: none;
}

.credere-resource-featured__card h3 a:hover,
.credere-resource-featured__card h3 a:focus-visible {
  color: var(--credere-accessible-blue);
}

.credere-resource-featured__card p,
.credere-resource-standards p,
.credere-resource-alert-grid p,
.credere-resource-timeline p,
.credere-author-box p {
  color: var(--credere-muted);
  line-height: 1.7;
}

.credere-resource-tag {
  display: inline-flex;
  align-self: flex-start;
  padding: 7px 11px;
  border-radius: 999px;
  background: #eaf6fb;
  color: var(--credere-accessible-blue-dark);
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.credere-resource-card__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 14px;
  margin-top: auto;
  padding-top: 18px;
  color: var(--credere-muted);
  font-size: 12px;
  font-weight: 700;
}

.credere-resource-read {
  margin-top: 16px;
  color: var(--credere-accessible-blue);
  font-weight: 900;
  text-decoration: none;
}

.credere-resource-link-grid a {
  min-height: 144px;
}

.credere-resource-standards article strong,
.credere-resource-alert-grid article strong,
.credere-resource-timeline strong,
.credere-author-box strong {
  color: var(--credere-heading);
  font-size: 18px;
}

.credere-guide-steps--wide {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.credere-resource-example {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-top: 20px;
  padding: 18px 20px;
  border: 1px solid rgba(0, 119, 168, 0.26);
  border-radius: 12px;
  background: #eef8fc;
}

.credere-resource-example code {
  color: var(--credere-heading);
  font-size: 14px;
  font-weight: 800;
  overflow-wrap: anywhere;
}

.credere-resource-example span {
  color: var(--credere-muted);
  font-size: 13px;
}

.credere-resource-alert-grid article {
  border-left: 4px solid #e59a21;
}

.credere-resource-timeline {
  display: grid;
  gap: 12px;
  margin-top: 24px;
}

.credere-resource-timeline article {
  display: grid;
  grid-template-columns: 42px minmax(0, 1fr);
  gap: 16px;
  align-items: start;
  padding: 18px 20px;
  border: 1px solid var(--credere-line);
  border-radius: 13px;
  background: #ffffff;
}

.credere-resource-timeline article > span {
  display: grid;
  width: 36px;
  height: 36px;
  place-items: center;
  border-radius: 50%;
  background: var(--credere-accessible-blue);
  color: #ffffff;
  font-weight: 900;
}

.credere-resource-timeline p,
.credere-author-box p {
  margin: 5px 0 0;
}

.credere-author-box {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  max-width: 1040px;
  margin: 24px auto 0;
  padding: 0 22px 24px;
}

.credere-author-box > div {
  padding: 22px;
  border: 1px solid var(--credere-line);
  border-radius: 14px;
  background: #ffffff;
}

.credere-author-box a {
  color: var(--credere-accessible-blue);
  font-weight: 700;
}

@media (max-width: 900px) {
  .credere-guide-toc,
  .credere-guide-steps,
  .credere-guide-steps--wide {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .credere-guide-download {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 767px) {
  .credere-guide-toc,
  .credere-guide-steps,
  .credere-guide-checklist,
  .credere-resource-featured,
  .credere-resource-standards,
  .credere-resource-alert-grid,
  .credere-author-box {
    grid-template-columns: 1fr;
  }

  .credere-guide-download {
    padding: 34px 18px;
  }

  .credere-guide-download__copy,
  .credere-guide-download .credere-seo-form {
    padding: 22px;
  }

  .credere-resource-featured__card,
  .credere-resource-standards article,
  .credere-resource-alert-grid article {
    padding: 22px;
  }

  .credere-resource-featured__card {
    min-height: 0;
  }

  .credere-author-box {
    padding: 0 18px 20px;
  }
}